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A shared commitment. An Ajo everyone can follow.

All product examples on this page are illustrative and synthetic. MamiPay is in development. Check app availability.

Ajo is a rotating contribution plan: members agree an amount and schedule, and a different member receives the pooled amount each round. MamiPay’s direction makes the rules, responsibilities and progress easier to see together.

  • Know the contribution dates and agreed recipient order.
  • See group progress without exposing private wallet balances.
  • Understand consent, fees and what happens if a round is short.
How contributions and rotation are planned

Every member accepts the group rules and separately authorizes their own contribution arrangement. A recipient remains responsible for later rounds after receiving a pot. Planned release uses confirmed cleared contributions; an underfunded round follows the agreed notice, grace and dispute process. Ajo is not a guaranteed return or a substitute for a loan.

Find Ajo workspace access
Ajo A6 members · ₦20,000 per round
Example cleared contributions₦80,000 / ₦120,000

4 of 6 contributions recorded in this example

Planned recipient · round 2User B
Not ready for release
  1. Round 1User A
  2. Round 2User B
  3. Round 3User C

Example turns 1–3 of 6

Illustrative preview